About FrameAML Consulting

FrameAML is an independent consulting firm that specialises in Anti-Money Laundering (AML) and Combating the Financing of Terrorism (CFT) monitoring practices. We support financial institutions in South Africa and across the African continent in strengthening their compliance frameworks in line with global AML and CFT standards, including local AML legislation and FATF guidelines.

Since our founding in 2016, we have built a strong reputation for helping clients navigate the complexities of money laundering legislation. Our work spans large financial institutions, mid-tier banks, and FinTechs. We guide them in identifying risk, implementing effective monitoring frameworks, and fulfilling their regulatory obligations with clarity and confidence.

Because we are not aligned to any one vendor or platform, our advice is impartial and always tailored to the needs of each client. Whether your priority is achieving compliance with AML guidelines, defending against CFT money laundering risks, addressing operational concerns, or aligning with local AML legislation, we deliver focused, practical, and effective consulting services designed to create lasting impact.

Why Choose Frame AML?

Specialist AML Resourcing, Built for Delivery

Independent, Expert-Led Consulting

We don’t sell software, and we’re not tied to any vendors. This means our advice is always impartial and focused solely on what’s best for your business. Whether you're navigating updates to the Anti-Money Laundering Act, adapting to new AML/CFT guidelines, or reassessing your monitoring framework, we bring clarity and confidence to every decision.

Deep Regulatory Knowledge

Our team has extensive experience interpreting and applying AML/CFT legislation and regulatory guidance for financial institutions. We help you meet and maintain compliance with the full spectrum of requirements designed to combat financial crime effectively.

Continental Expertise

From Johannesburg to Lagos, Cape Town to Accra, we’ve worked with leading banks and financial service providers across more than a dozen African countries. Our regional insight allows us to tailor each engagement to specific jurisdictions, while still aligning with global standards such as the FATF recommendations.

Technology-Neutral, Risk-Based Recommendations

We assess each client’s risk profile and operational structure before recommending any monitoring approach. Because we’re technology-neutral, our guidance is always shaped by what best meets your compliance goals and risk appetite, not by pre-existing vendor relationships.

Ongoing Support, not a Once-Off Engagement

Effective monitoring isn’t a one-time setup. Regulations evolve, financial crime patterns shift, and systems require regular adjustment. That’s why we offer continued support to ensure your monitoring frameworks remain aligned with the aims to combat money laundering activities and stand up to scrutiny under any reviews or audits.

Our Regional Expertise

Headquartered in Johannesburg, FrameAML proudly supports financial institutions across South Africa — and beyond. While our clients are primarily based in South Africa, many operate regionally, with subsidiaries and affiliates throughout the continent. We’ve worked closely with these institutions to implement, calibrate, and refine their AML monitoring frameworks across a wide range of African jurisdictions.